MARKET READY
A Resource Exclusively for KWGM Agents & their Clients
Hassle-free financing for clients to defer home sale expenses until closing.
Credit limit up to $50K
Quick & easy application
Unsecured with no impact to credit
Easily repaid through escrow
Marketing Materials & Resources
These documents outline core benefits and features. They're tangible resources for clients to reference, reinforcing key points discussed in person.
This video provides a visual and engaging way for clients to understand the value of the program, helping you answer questions, and build confidence in your services.
Use the Listing Expense calculator to help sellers estimate listing costs and then use the Loan Repayment calculator to show how to defer costs until closing.
These images are sure to catch your audience's attention on social media platforms. Use them to spark interest, drive engagement, and showcase your expertise in pay-at-close.
Basic Prep
✳︎
Staging
✳︎
Painting
✳︎
Landscaping
✳︎
Temp Housing
✳︎
Moving
✳︎
Storage
Basic Prep ✳︎ Staging ✳︎ Painting ✳︎ Landscaping ✳︎ Temp Housing ✳︎ Moving ✳︎ Storage
Why should I use it?
Agent Benefits
Shortens time on market
Solution for “no cashˮ problem
Keeps sellers from delaying listing
Makes hard to sell homes easier
Maximizes commission
Improves agent reputation
Eliminates home selling friction Creates a reason to re-engage
Who Can Apply?
Eligibility Requirements:
Client must be U.S. resident.
Client must have a listing agreement in place with a real estate agent.
Client must have at least a 680 FICO
Client must have sufficient equity in the home.
Client must be an owner or be able to act on behalf of the owner (e.g. POA, LLC, Trust) of the property.
Client must not have any recent unresolved bankruptcies.
Property must have $4M list price or lower
What does it cost?
Low cost for clients, no cost to you!
Up to $499 origination fee (deducted from principal)
8.99 - 16.99% annualized interest
Thatʼs only ~1% per month!
Interest only accrues on used funds
Zero costs if funds arenʼt used
Most homes sell in 3 months
For Example:
Client gets approved for $20,000
Client uses $10,000
Client pays ~$100 per month (based on avg. APR of 12.99%)
Client pays $300 for $10,000 over 4 month
What can it be used for?
Top Uses: Basic prep, staging, painting, landscaping, temp housing, moving, storage, pre-inspection, minor repairs, safety net
Other Uses: Carpet cleaning, inspection, photography, roofing, trash removal, bathroom enhancements, solar panels, new carpet, plumbing siding, electrical work, grout repair, hardwood refinishing, power washing, mold remediation, closet renovation, garage door repair, HVAC repair, insulation, new windows, organizing & decluttering, driveway paving, pest control, lighting, backup generator, tile repair, new furnace, architectural plans, masonry work, fencing, drywall repair, design consultations, new deck / repairs, pressure washing, fixtures, pool maintenance / repairs… and more!
How does it work?
1. APPLY
Clients visit Market Ready application on any device.
They can see their offer in minutes with no impact to their credit score
The Client Experience:
2. USE FUNDS
Once the client accepts, they get immediate access to funds.
They can use the funds for 6 months on anything to get their home ready to sell.
3. REPAY
Repayment details are provided to
you, the client, and the
title/escrow company.
If the home doesnʼt sell, the loan is due at 12 months.
Client Link
Key Points
Up to $50K - Covers any expense involved in selling the home
Easy application - Client can see their offer in just a few minutes
No impact to credit - Soft pull only, no impact to credit score
Unsecured - No mortgage or lien on the property
Low cost - Annualized interest rate = 1% per month on average
Basic qualification - Based on clientʼs FICO (min 680, equity in their home, and list price
Great for entities - Works for properties owned in LLCs, Trusts, and Estates
Quick access - First $5K can be direct deposited into clientʼs bank immediately
Simple repayment -Used funds get repaid out of the closing
Marketing Materials & Resources
These documents outline core benefits and features. They're tangible resources for clients to reference, reinforcing key points discussed in person.
This video provides a visual and engaging way for clients to understand the value of the program, helping you answer questions, and build confidence in your services.
Use the Listing Expense calculator to help sellers estimate listing costs and then use the Loan Repayment calculator to show how to defer costs until closing.
These images are sure to catch your audience's attention on social media platforms. Use them to spark interest, drive engagement, and showcase your expertise in pay-at-close.